FINVESTEDGE

v   Over a long term horizon, equity investments have given returns which far exceed those from the debt based instruments. They are probably the only investment option, which can build large wealth.  v   In short term, equities exhibit very sharp volatilities, which many of us find difficult to stomach.  v   Equities carry lot of risk even to the extent of loosing ones entire corpus.  v   Investment in equities requires one to be in constant touch with the market.  v   Equity investment requires a lot of research.  v   Buying good scrips require one to invest fairly large amounts. Systematic Investment Plan (SIP)  is a kind of investment scheme offered by mutual fund companies. Using SIP one can invest small amount periodically (weekly, monthly, quarterly) into a selected mutual fund. For retail investors, SIP offers a we...

The Emergency Corpus Being Emergency-Ready.     Saving money isn't always easy, but it's likely to be less painful than the alternatives. A recent study found that many of the people surveyed currently or recently:    Had unpaid medical bills: 26%. Overdrew their checking account: 22%. Took a loan from their retirement account: 14%. T ook a hardship withdrawal from their retirement account: 10%. Had more than one late mortgage payment: 13%. Filed for bankruptcy: 3.5%. Source: FINRA Investor Education Foundation National Financial Capability Study, 2012. An emergency fund is a stash of money set aside to cover the financial surprises life throws your way. These unexpected events can be stressful  and  costly. Here are some of the top emergencies people faces: Job loss. Medical or dental emergency. Unexpected home repairs. Car troubles. Unplanned travel expense...